Author – Amanda Christensen

April is the perfect time of year for the 52 Week Money Challenge! It’s simple. There are 52 weeks in a year. Starting on week one save $1. On week two save $2. On week three save $3. On week 20 save $20 and so on until the final week (52) when you’ll put $52 in savings. By the end of the 52 Week Money Challenge you’ll have saved over $1,300 to put towards debt, start an emergency or retirement fund or use for a fabulous summer vacation! Here are some simple steps to get started:

• Tip: Create a Separate Savings Account
  • Open a separate savings account just for the money you’ll be saving with the 52 Week Money Challenge. This way you can easily transfer money into the account from your checking but you’ll still have separated the funds so you’re not tempted to spend them.
• Tip: Involve the entire family
  • If you have kids at home, bring them together for a family meeting and explain how the $52 week money challenge works.
  • Explain what the money will be used for. This helps everyone have motivation to make the sacrifices necessary to save the money each week.
• Tip: Create a 52 Week Money Challenge Chart
  • Help family members feel a part of the challenge by creating a chart to track each of your 52 weeks.
  • You can use poster board or even just a piece of paper. Draw lines to make 52 boxes, decorate, hang where the family can see and watch the check marks fill up as you save each week!
• Tip: Variation
  • Have you ever played Phase 10? At my house we pick our phase according to the cards we are dealt instead of going from phase 1-10 in order. This gives each player the freedom to tackle whichever phase they have the best hand for. You can tweak the 52 Week Money Challenge to best suit your needs in the same way! As you begin your challenge, some weeks you may be able to save $30, $40 or $50 a little easier than others. When that happens, put the money in your account and put an “X” through the square with the corresponding dollar amount on your chart. This gives you  little flexibility on weeks where funds are a little tight.

Show us a picture of your 52-Week Money Challenge chart! Tweet and tag on Instagram @livewellutah.

 Amanda is an Extension Assistant Professor for Utah State University. She has a master’s degree in consumer sciences from Utah State and is proud to  call herself an Aggie! Amanda loves teaching and enabling individuals and families to make smart money decisions. @FamFinPro.

Utah Water Week promotes the importance of water quality and water conservation. Water week provides a unique opportunity for Utah citizens to join and recognize the vital role water plays in our daily lives. Statewide and local activities promote the importance of water quality and water conservation.

Learn more at: www.waterweek.org OR www.extension.usu.edu/waterquality

Want a whole list of events going on around the state? Click over to Extension.usu.edu/waterquality to get details on the water festival, water fairs, tours, golf tournament and more.

Author – Teresa Hunsaker

Spring cleaning is great for your house, but does your cleaning supply closet or cupboard need a little attention too? Now is a great time to simplify and ‘clean out’ the cleaning closet. What should you toss and what should you keep? I’m sharing just a few of my favorite cleaning products and how to use them, plus a couple of recipes you may want to try for yourself, if you haven’t already.

Here’s my go-to list of the cleaners I like to use:

All Purpose Cleaner
In my opinion, every home should have one good all-purpose cleaner. The intent of the all-purpose cleaner is to clean most surfaces and tackle many tasks. While they have their limitations, a good one will serve many functions in cleaning. They can clean floors when damp mopping, walls and counters, cupboard shelves and windows. The trick in their use may be in the strength and cleaning rag or scrubber, as well as the rinse. I have even been known to use them on a laundry stain or two.

Commercial favorites: Greased Lightening, Simple Green, Seventh Generation Free and Clear, Lysol All Purpose Cleaner, Fantastik Orange Action and 409.

Note: You can make your own cleaners with a few basic ingredients mixed with water. Here is one I like:

2 cups warm water

1 cup vinegar

1 TBS borax

1 TBS liquid Castile soap (or 1 TBS liquid dish detergent)

Mix all ingredients and put in a spray bottle.

Soft Scrubbing Cleanser
It is possible to make your own scrubbing cleansers, and they work pretty well, but for a few cents extra, it is nice to have one handy and ready to go for those tough spots and stains on porcelain, some tile and even on pots and pans.

Natural Soft Scrub
½ cup baking soda
½ cup liquid soap
5 – 10 drops pure antiseptic essential oil (lavender, tea tree or rosemary)

Place the baking soda in a bowl. Slowly pour in liquid soap, stirring constantly, until frosting-like. Add oil.

Dish Detergent
Dish detergent is a basic staple in any cleaning cupboard. It can be used to clean many surfaces and lift many stains.

Commercial Favorites: Dawn Liquid Hand Dish Detergent, Palmolive and Ivory—especially the formulas for de-greasing.

Vinegar
Vinegar is a great addition to a cleaning cupboard. Because of its acidity, it is also a pretty good disinfectant and mold inhibitor. Use it to dissolve mineral deposits, grease, remove traces of soap remove mildew or wax buildup, polish some metals and deodorize. Vinegar can clean brick or stone, and is an ingredient in some natural carpet cleaning recipes. Use it with baking soda to clean a toilet bowl, or mix it with salt to clean a tub. For a hundred other uses, go to www.vinegartips.com. It is amazing how many uses it has!

Lemon
Like vinegar, lemon juice has many options for your cleaning arsenal. In fact, many of the same uses for vinegar can be interchanged with lemon juice. No all, but many. Remember, nothing acidic can go on marble! Lemon juice can be used to dissolve soap scum and hard water deposits. Lemon juice is a great substance to clean and shine brass and copper. It can be mixed with vinegar and/or baking soda to make cleaning pastes. Cut a lemon in half and sprinkle baking soda on the cut section. Use the lemon to scrub dishes, surfaces and stains.

Homemade Furniture Polish using Lemon:

Mix 1 cup olive oil with ½ cup lemon juice and you have a furniture polish for hardwood furniture.

Borax
Borax is a naturally occurring mineral, soluble in water. It can deodorize, inhibit the growth of mildew and mold, boost the cleaning power of soap or detergent, remove stains and can be used with attractants such as sugar to kill cockroaches. One great use for Borax is to kill odor-producing mold and bacteria in garbage cans: sprinkle 1/2 cup Borax in the bottom of the garbage can.

Note: Borax is toxic if ingested.

Rubbing Alcohol or Isopropyl Alcohol
This is an excellent disinfectant, and can be used on most home surfaces without damaging them. It is especially nice for cleaning keyboards. It cleans dry-erase boards very well and other unwanted ink-related marks. Don’t buy special cleaners to get out baby formula stains, use a little isopropyl alcohol on the stain, then a regular detergent worked in. Works like a charm. Use an isopropyl alcohol/water solution for cleaning mirrors or chrome: 1 part alcohol to 4 parts water.

Many of our homes have “special” surfaces (travertine, marble, stainless steel, solid surface counters, brass and chrome) that we may need to be sure we know how to properly care for — but even many of these surfaces can be cared for with at least one or two of the above products. While there may be “special” cleaners to go with these “special” surfaces, checking to see if other options will do can save you some cash and some cupboard space.

Teresa Hunsaker

Family and Consumer Science Educator, CFCS

USU Extension, Weber County

Teresa was raised in Arizona. She received a B.S. degree from BYU in family resource management and family finance, and a second major in nutrition and food science. She has worked for USU Extension since 1980 and has served on many state, regional and local boards—including the County Fair Board for 18 years—and has served as president of her two state associations. She has written many bulletins and publications for USU Extension and appears regularly on KSL Studio 5. She is the supervisor of the Food Stamp Nutrition program for Weber County and teaches classes on finance, home management, food storage, food preservation and food safety throughout Weber County. She is married and has two grown children. She loves to cook, sew, scrapbook, work in the garden, read, camp, hike and be involved in her community.

Author: Suzanne Prevedel

April showers bring May flowers and April is a great month to go outside and get a head start on yard maintenance. While excising shrubbery, you will be exercising your own limbs. You will be gaining strength in your shoulders, arms and core as you engage in the functions of snipping and sawing, stacking and hauling. Consider it money saved, exercise earned, and one more spring cleaning chore crossed off the list. Children of all ages love a new pair of gloves and many hands make light work of rejuvenating the yard. It will help motivate all involved, if you have a well-defined and well-publicized reward for all to share at the end of this family project.

Spring Pruning: When and What?*

An important aspect of pruning is knowing when to prune. Proper timing helps insure attractive, healthy, productive plants. The proper times to prune varies with the different types of woody plants that we have in our yards.

Spring flowering shrubs bloom in the spring on the growth of the previous season. A couple of examples are lilac and forsythia. The proper time to prune spring flowering shrubs is determined by their condition. If spring flowering shrubs need only light pruning then do it immediately after bloom. Pruning immediately after bloom allows gardeners and others to enjoy the spring flowers and gives the shrubs adequate time to initiate new flower buds for next season. Old neglected spring flowering shrubs often require extensive pruning to rejuvenate or renew the plants. The best time to rejuvenate large, overgrown shrubs is late winter or early spring till mid April. While heavy pruning will reduce or eliminate the flowers display for a few years, the long term health of the shrubs is more important.

Summer flowering shrubs, such as potentilla and spirea, bloom in the summer on current year’s growth. Pruning these shrubs in late winter to early spring will still allow the plant to bloom in the summer.

Many deciduous shrubs don’t produce attractive flowers. These shrubs may possess attractive bark, fruit, or fall leaf color. These shrubs can be pruned in late winter or early spring before spring growth begins. Don’t prune deciduous shrubs in late summer. Pruning in late summer may encourage a late flush of growth which may not harden sufficiently before the arrival of cold weather and may be susceptible to winter injury.

Evergreen shrubs such as juniper and yew can be pruned in late March to mid April before new growth begins or light pruning may also be done in late June or early July.

While deciduous trees can be pruned anytime during the year, the best time to prune is late winter or early spring before the trees leaf out. Some trees such as maples bleed heavily when pruned however this doesn’t harm the trees. The trees won’t bleed to death and the flow of sap will gradually slow and stop.

The best time to prune fruit trees is from late winter to early April. Fruit trees pruned in the fall or early winter may be susceptible to winter injury. Happy pruning and be active and well.

 Suzanne Prevedel enjoys her family, farm and garden in northeastern Utah, and is a family and consumer sciences educator for USU Extension in Duchesne County.

Resources used:

*Originally published as: Pruning when to start? 2011Troy D. Cooper USU Extension Agent, Duchesne County

Pruning Resources from USU Extension https://extension.usu.edu/yardandgarden/htm/trees-shrubs/maintenance/